Ruben at Too Strong Mortgage was recommended to us by our homeowner insurance agent. I had asked her for some info as we were looking to refinance with another company. She had told us "you won't regret going with Ruben". I will say WE DON'T!! Ruben delivered what he promised and then some! He was very attentive, answered questions (at any time/hour we called), explained everything in detail. I think one of the biggest take aways for me is, I was bound and determined to do the refi with a cash back and pay off certain credit cards. Ruben sent us a list and explained not only over the phone, but in a YouTube video as well, why it was best to pay off other things instead. After my mental fight of still wanting to do what my mind told me to do, we choose to go with Ruben's recommendations. It is such a great feeling to have these things paid, gone, and now be able to concentrate on the "little" debt we have and get those out of the way with our monthly savings. We also worked with two associates of Ruben's, Heather Smith and Teresa Baca. They too were pleasant, caring, informative and made the refi seamless. If you are looking to refinance and are a little scared of a higher mortgage, higher interest rate, etc., give Ruben and his team a shot. They will not disappoint. And the best part...in 6 months or so, we can do this all over again with less debt and a higher credit score and get a much lower interest rate! We can now say the say words our insurance agent told us, "You won't regret going with Ruben from Too Strong Mortgage!" Steven and Amber Sanchez Kingman, AZ

I am extremely grateful for Too Strong Mortgage! Ruben Chavez is amazing! He made the home buying process easy and comfortable and provided excellent service! I highly recommend using him if you want to get the best service when purchasing a home!

We highly recommend Ruben and his team for your lending process. They truly helped us.Ruben is very professional, kind and motivated. He makes sure you have smoothly experience. We were first time home buyers and he guided us step by step making this process the easiest ever. We closed our house in just 16 days !!!🤘💪

Great mortgage broker! Takes the time to answer all your questions or concerns. Definitely a must when shopping for a mortgage.

Ruben was fantastic in handling a tricky transaction for my clients. His team did a phenomenal job and we closed with no stress. I look forward to working with him again and recommend him to anyone who’s looking for a diligent and creative professional to help them with their purchase.

Ruben and his team make buying a home easy. He is a patient listener and clients really appreciate him!